Investor Resources

Fix & Flip Numbers Calculator

Pencil out a flip before you write an offer — rehab budget, holding and financing costs, selling costs, projected profit, ROI, and a 70% Rule check, all in one place.

This is an informational estimate based on the figures you enter. Actual results depend on your rehab scope, financing terms, market timing, and sale price — use this to screen deals, not as a substitute for a contractor bid and a lender term sheet.

Step 1 — Purchase & Rehab

Purchase Price

Buy-Side Closing Costs

Rehab Budget

Rehab Contingency Buffer 10%

Extra cushion for surprises once walls open up — most flippers budget 10–20%.

Step 2 — After Repair Value & Sale

After Repair Value (ARV) What the home should appraise/sell for once the work is done — base this on a comp pull, not a guess.

Selling Agent Compensation 6%

Sell-Side Closing Costs 1.5%

Georgia transfer tax, attorney fees, owner's title policy, prorated taxes — as a % of ARV.

Step 3 — Holding & Financing

Holding Period (months)

Monthly Holding Costs Property taxes, insurance, utilities, lawn/security while vacant.

Using a Hard Money / Rehab Loan?

Toggle off if you're buying and rehabbing with cash.

Loan Amount Total financed toward purchase + rehab, from your hard money or private lender.

Interest Rate (interest-only) 11%

Loan Points (origination) 2%

Estimated Profit

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Projected profit before taxes, based on the figures you entered.

ROI (Cash-on-Cash)

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Total Project Cost

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Cash Invested

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Enter your numbers and press “Run the Numbers” to check the 70% Rule.

Press “Run the Numbers” to see the full breakdown.

This is an informational estimate only, based on the figures you entered. It is not a loan quote, appraisal, contractor bid, or investment recommendation, and actual results depend on your rehab scope, financing terms you qualify for, and market conditions at resale. Chuma Hicks-Reese is a real estate professional, not a financial advisor or contractor — verify rehab costs with a licensed contractor and financing terms with your lender before making an offer.

Want a second opinion on this deal?

Let's run the real numbers together and make sure your rehab, timeline, and resale assumptions hold up.