Investor Resources

Rental ROI Calculator

Run a rental property's numbers before you make an offer — cap rate, cash-on-cash return, NOI, and monthly cash flow, all in one place.

This is an informational estimate based on the figures you enter. Actual returns depend on financing terms, real operating costs, and market conditions — use this to screen deals, not as a substitute for underwriting a specific property.

Step 1 — Purchase & Financing

Purchase Price

Closing Costs (buyer-side)

Down Payment 25%

Interest Rate 7.25%

Loan Term (years)

Step 2 — Rental Income

Expected Monthly Rent

Other Monthly Income Parking, storage, laundry, pet rent, etc.

Vacancy Rate 6%

Step 3 — Operating Expenses

Annual Property Tax

Annual Insurance

Property Management 8% of rent

Maintenance & CapEx Reserve 8% of rent

HOA Dues

Include if the property is in an HOA.

Other Monthly Expenses

Lawn care, pest control, utilities you cover, etc.

Cash-on-Cash Return

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Annual cash flow as a percent of the cash you'd actually put in.

Cap Rate

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Monthly Cash Flow

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Annual NOI

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Press “Run the Numbers” to see the full breakdown.

This is an informational estimate only, based on the figures you entered. It is not a loan quote, appraisal, or investment recommendation, and actual results depend on financing terms you qualify for, real operating costs, and market performance. Chuma Hicks-Reese is a real estate professional, not a financial advisor — run your numbers by your own lender and accountant before making an offer.

Ready to find your next rental property?

This is an estimate. Let's talk through your investment criteria and get you in front of the right opportunities.